Property & Financing Details
Property Information
Mortgage Details
Current best 5yr fixed — updated 16/06/2026
Realtor Co-Branding (optional)
Province (for closing costs)
Is this your next home?
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Purchase Price
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Amortization
25 years
Rate
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Term
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| Financing Scenario | 20% Down | 10% Down | 5% Down |
|---|---|---|---|
| Down Payment & Mortgage | |||
| Down Payment | — | — | — |
| First Mortgage | — | — | — |
| CMHC Premium (%) | — | — | — |
| CMHC Premium ($) | — | — | — |
| Total Financing | — | — | — |
| Monthly Payments | |||
| Principal & Interest | — | — | — |
| Property Tax (est.) | — | — | — |
| Heating (est.) | — | — | — |
| Total Monthly | — | — | — |
Estimated Closing Costs
Home Inspection$400
Legal Fees (est.)$1,500
Deed Transfer Tax—
Title Insurance$200
Total Closing Costs—
Important Notes
• CMHC insurance is required on all purchases under 20% down with purchase prices under $1,000,000.
• All figures are estimates for illustration only. Actual payments depend on credit, income, and final lender approval.
• Rates subject to change. Contact Pat for a current pre-approval.
Patrick Sawler — MortgageClarity.ai
Licensed Mortgage Broker | Nova Scotia & Ontario
NS Broker 2025-3000180 | ON FSRA M23006699
902-465-5533 |
patsawler@craigburn.com |
mortgageclarity.ai
All figures are for illustrative purposes only and do not constitute a mortgage approval or commitment to lend. Interest rates are compounded semi-annually, not in advance, as per Canadian mortgage standards. CMHC insurance premiums reflect 2024 rates and do not include applicable provincial sales taxes where applicable. Property taxes, heating costs, and closing costs are estimates provided for planning purposes only. Actual costs may vary. Qualifying is subject to lender approval, credit assessment, income verification, and applicable stress test requirements. Deed transfer tax calculations are estimates based on standard provincial rates and may vary based on municipality and applicable exemptions. Contact Patrick Sawler, Craigburn Capital Incorporated, for personalized mortgage advice. NS Broker Licence 2025-3000180 | NS Brokerage Licence 2025-3000179 | Ontario FSRA Licence M23006699. MortgageClarity.ai is operated by Craigburn Capital Incorporated. © 2026 All rights reserved.